Knowledge Base & Support

Frequently Asked Questions

Find quick answers regarding policy coverage, claim settlements, renewals, and POSP certification.

Motor

What is Zero Depreciation (Bumper to Bumper) car insurance?

Zero Depreciation cover (also known as Nil Dep or Bumper-to-Bumper) ensures that in the event of an accident claim, the insurer does not deduct depreciation on metal, rubber, nylon, and plastic parts replaced during repair, giving you 100% claim payout with minimal out-of-pocket expenses.
Motor

Can I transfer my No Claim Bonus (NCB) when changing my car or insurer?

Health

How does Cashless Hospitalization work at network hospitals?

When admitted to any of our 8,500+ network hospitals, simply show your ASK Insurance e-card at the hospital TPA desk. The hospital sends the pre-authorization form to the insurer, and the medical bills are settled directly without you needing to pay upfront.
Health

What are the tax benefits of Health Insurance under Section 80D?

Life

What is the difference between Term Life Insurance and ULIP / Savings plans?

Claims

What documents are required to file an accidental car insurance claim?

POSP

What is the eligibility to become an authorized POSP insurance partner?

Still have questions?

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